Blackjack Payout 3 To 2 Calculator

By Henry Tamburin

In this video, blackjack expert, Henry Tamburin, gives details on why you should never play blackjack games that pay you 6-to-5 for a blackjack, rather than the standard payoff of 3-to-2.

This blackjack calculator will help teach you the correct play to make for every scenario possible. Our advanced algorithm allows you to customize different table rules so you can make the best informed decision to beat the house. Now that you understand blackjack odds and the correct play, it’s now time for you to play online blackjack. The payout on blackjack thus may vary from 1:1 to 6:5. As a Blackjack hand frequency is approximately 4.8% (see the table Two Card Hand Frequency), the payout of 1:1 will increase house edge by 2.3% and the payout of 6:5 - by 1.4%. The first rule (1:1) is only rarely found, while the second (6:5) can be found at some tables with a single deck.

Topics covered include:

• how much it costs you per hour in lost winnings
• how you get shorted if you don't bet in increments of $5
• and how the even-money insurance bet is affected

What Does Blackjack Pays 3 To 2 Mean

There's an awful blackjack game that is spreading like wildfire in casinos throughout the US. The game is played with a singledeck of cards (that’s the come-on) and when a player gets a blackjack, he is paid at 6-to-5 instead of the traditional 3-to-2. That change in blackjack payoff increases the house edge by about700% (Yikes!). Let me show you in dollars and cents what a 6-to-5 blackjack payoff costs you.
If you bet $10 and get a blackjack in a traditional game (3-to-2 payoff on blackjack) you will win $15. In a 6-to-5 game that same $10 bet will net you only $12. So you're out $3 for everyblackjack hand that you get. On average you'll get four blackjacks per hour so for every hour you play a 6-to-5 single deck game, it costs you $12. Do you want to hand over to the casino $12per hour for the privilege of playing blackjack? Of course you wouldn't but that is exactly what you do when you play the 6-to-5 single deck game at a $10 minimum bet.
When this game was first introduced at the Flamingo Hilton in Las Vegas several years ago I thought it didn't have a chance because I mistakenly believed that players weren't going to stand forthe reduced payoff. But unfortunately I was dead wrong as uneducated players are flocking to play these 6-to-5 single deck games to the delight of casino operators. The game has since spread tocasinos in the south, mid-west, and east coast so be wary.
Why is the public enamored with this terrible game? I believe it's because the majority of players have heard for years that 'single deck blackjack games offer better odds.' That's a factand the smart basic strategy player can virtually eliminate the house edge in a traditional single deck game where blackjacks pay 3-to-2. The problem is that the traditional single deckblackjack game is hard to find these days so marketing the 'new' 6-to-5 single deck games to the gullible public has been very easy.
The 6-to-5 game has these additional pitfalls:
1. The 6-to-5 payout rule hurts all players. That means the tourists will be adversely affected by this rule as well as the more skilled basic strategy players and card counters.
2. If you wager an amount that is not divisible by 5, your payoff for a blackjack gets worse. Suppose you wagered $8 and get a blackjack. In a 6-to-5 game you'll get paid $6 for the first $5 ofyour wager and even money for the remaining $3. In other words you get paid a net of $9 which is $3 less than what you would have gotten paid in a traditional 3-to-2 game. The reason for thisis that a 6-to-5 payoff can only be paid out at the correct odds if the player wagers in multiples of $5.
3. Dealers are also impacted by the 6-to-5 payout. If you make a $1 tip bet for the dealer in a traditional 3-2 payout game and get blackjack, the $1 tip bet would earn the dealer $1.50. But ina 6-to-5 game, they only get even money because of the difficulty in paying off in small change (a $1 bet in a 6-to-5 game would pay $1.20).
4. Because the math doesn't work out with the 6-to-5 payoff, the even-money option when a player is dealt a blackjack and the dealer shows an ace is prohibited. Most novice players and lowrollers like to take the sure even money when they get a blackjack and in a 6-to-5 game, they can't.
5. For the most part card counting is not profitable on a 6-to-5 game unless you can get away with a very big bet spread.
6. You'll not find a 6-to-5 single deck game on high limit tables. The reason is that high rollers wouldn't stand for a 6-to-5 payout (the per hourly added cost for a black chip player playingheads up against the dealer in a 6-to-5 game is about $180).
It's painfully obvious that this game is being marketed to tourists and amateur players that know very little about blackjack. So be forewarned and do not play any blackjack game where playerblackjacks pay 6-to-5 (or worse: even money).

Henry Tamburin has been a respected casino gambling writer for the past 50 years. He is the author of the Ultimate Blackjack Strategy Guide and was editor of the BlackjackInsider newsletter. You can read his latest articles on blackjack, video poker, and his personal playing experiences at https://www.888casino.com/blog/writers/henry-tamburin

Blackjack Payout 3 To 2 Calculator

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